Sector updates: three developments worth following

Several initiatives of relevance to insurance brokers and their clients have been published in recent weeks.

1. Fedris: change to the reporting channel for occupational accidents from 2027 onwards

Fedris has announced an important change regarding the electronic reporting of occupational accidents. From 1 January 2027 onwards, reporting through the DRS (Social Risk Declaration) module will no longer be possible via the Belgian social security portal.

The reporting obligation itself remains unchanged, but the method of transmitting data will evolve. Employers, insurers and service providers are therefore encouraged to anticipate this development and assess any impact on their processes and systems.

2. New code of conduct on income protection and the increased retirement age

Assuralia has approved a new code of conduct relating to occupational income protection insurance for employees. The purpose of the code is to encourage employers to verify whether the termination age of existing cover still corresponds to the increased statutory retirement age.

For brokers, this may provide an opportunity to revisit existing arrangements with their clients and assess whether the contractual end date of the cover remains appropriate.

3. Updated explanatory note on the sectoral intermediation forms

Assuralia, Feprabel, FVF and Becobra have published an updated version of the explanatory note accompanying the sectoral intermediation forms.

This new version replaces the May 2024 edition. The changes introduced are mainly editorial, technical and administrative in nature. The existing sector interpretation of the IDD requirements remains unchanged.

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