{"id":3460,"date":"2025-07-30T09:48:44","date_gmt":"2025-07-30T07:48:44","guid":{"rendered":"http:\/\/becobra.be\/meldpunt\/"},"modified":"2026-03-05T13:57:55","modified_gmt":"2026-03-05T12:57:55","slug":"tendances-du-secteur","status":"publish","type":"page","link":"https:\/\/becobra.be\/fr\/tendances-du-secteur\/","title":{"rendered":"Tendances du secteur"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3460\" class=\"elementor elementor-3460 elementor-951\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-dce-background-overlay-image-url=\"https:\/\/becobra.be\/wp-content\/uploads\/\/2025\/09\/67ada86e8455eca4e7b56a09_blocks-horizontal-1-1.svg\" class=\"elementor-element elementor-element-0300c7d e-flex e-con-boxed e-con e-parent\" data-id=\"0300c7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a3e946 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4a3e946\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_delay&quot;:250}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Aidez-nous \u00e0 identifier les tendances du secteur<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9028a5b elementor-widget elementor-widget-text-editor\" data-id=\"9028a5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Signalez un risque nouveau ou \u00e9mergent, un probl\u00e8me de capacit\u00e9 (absence ou limitation de couverture d\u2019assurance), une question sur la r\u00e9glementation ou la compliance, ou toute autre pratique de march\u00e9 inhabituelle. Ou avez-vous des suggestions pour nous\u202f? Votre contribution nous aide \u00e0 d\u00e9tecter les tendances du march\u00e9 en temps utile, \u00e0 les mettre \u00e0 l\u2019agenda collectif et \u00e0 passer \u00e0 l\u2019action.<\/p><p>Ce formulaire est exclusivement destin\u00e9 aux tendances sectorielles. Il ne doit pas \u00eatre utilis\u00e9 pour des dossiers ou litiges individuels\u202f; \u00e0 cet effet, veuillez vous adresser aux instances comp\u00e9tentes, telles que l\u2019Ombudsman.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4549e0 e-flex e-con-boxed e-con e-parent\" data-id=\"d4549e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9806127 e-con-full e-flex e-con e-child\" data-id=\"9806127\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ed654 elementor-button-align-start elementor-widget elementor-widget-form\" data-id=\"e9ed654\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Volgende&quot;,&quot;step_previous_label&quot;:&quot;Vorige&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;dce_confirm_dialog_enabled&quot;:&quot;no&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;,&quot;label_icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;field_icon_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dce-conditions-js-error-notice elementor-message elementor-message-danger\" style=\"display: none;\">A problem was detected in the following Form. Submitting it could result in errors. Please contact the site administrator.<\/div>\t\t\t<script>\n\t\t\tsetTimeout(function() {\n\t\t\t\tlet el = document.querySelector(\".dce-conditions-js-error-notice\");\n\t\t\t\tif (el)\n\t\t\t\t\tel.style.display = \"block\";\n\t\t\t}, 6000);\n\t\t\t<\/script>\t\t<form class=\"elementor-form\" method=\"post\" id=\"contact_meldpunt_fr\" name=\"Meldpunt - FR\" aria-label=\"Meldpunt - FR\" novalidate=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"3460\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"e9ed654\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Tendances du secteur - Becobra\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"3460\"\/>\n\t\t\t\n\t\t\t<div data-field-conditions=\"[{&quot;id&quot;:&quot;field_a7392ea&quot;,&quot;condition&quot;:&quot;(rol == &#039;Autre&#039;)&quot;,&quot;mode&quot;:&quot;show&quot;,&quot;disableOnly&quot;:false}]\" 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elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-onderwerp\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tSujet\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[onderwerp]\" id=\"form-field-onderwerp\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Probl\u00e8me de capacit\u00e9 (couverture d&#039;assurance inexistante ou limit\u00e9e) \">Probl\u00e8me de capacit\u00e9 (couverture d&#039;assurance inexistante ou limit\u00e9e) <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Tendance de distribution\">Tendance de distribution<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Durabilit\u00e9 ou ESG\">Durabilit\u00e9 ou ESG<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Innovation ou d\u00e9veloppement de produits\">Innovation ou d\u00e9veloppement de produits<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Risque nouveau ou \u00e9mergent\">Risque nouveau ou \u00e9mergent<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Probl\u00e8me li\u00e9 \u00e0 la r\u00e9glementation ou \u00e0 la compliance (signaux concernant, par exemple, une l\u00e9gislation peu claire et\/ou son respect)     \">Probl\u00e8me li\u00e9 \u00e0 la r\u00e9glementation ou \u00e0 la compliance (signaux concernant, par exemple, une l\u00e9gislation peu claire et\/ou son respect)     <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-field_a09b7c5 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_a09b7c5\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tBr\u00e8ve description\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[field_a09b7c5]\" id=\"form-field-field_a09b7c5\" rows=\"4\" placeholder=\"Explication du risque, du secteur, du contexte \" required=\"required\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-rol elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-rol\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMon r\u00f4le\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[rol]\" id=\"form-field-rol\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Courtier \">Courtier <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Souscripteur \">Souscripteur <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Autre\">Autre<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_a7392ea elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_a7392ea\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJe suis un\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_a7392ea]\" id=\"form-field-field_a7392ea\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Pr\u00e9cisez\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_ca786eb elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_ca786eb\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPr\u00e9nom\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_ca786eb]\" id=\"form-field-field_ca786eb\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Pr\u00e9nom\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_37cd8f1 elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_37cd8f1\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNom\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_37cd8f1]\" id=\"form-field-field_37cd8f1\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Nom\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tAdresse e-mail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Adresse e-mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-bedrijf elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-bedrijf\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEntreprise\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[bedrijf]\" id=\"form-field-bedrijf\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Entreprise\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_6dc79e3 elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_6dc79e3\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFonction\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_6dc79e3]\" id=\"form-field-field_6dc79e3\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Fonction\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-field_544664c elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[field_544664c]\" id=\"form-field-field_544664c\" class=\"elementor-field elementor-size-sm  elementor-acceptance-field\" required=\"required\">\n\t\t\t\t<label for=\"form-field-field_544664c\">J'autorise le traitement de mes donn\u00e9es \u00e0 des fins d'analyse des tendances, conform\u00e9ment \u00e0 la <a href=\"https:\/\/becobra.be\/fr\/politique-de-confidentialite\/\" target=\"_blank\">politique de confidentialit\u00e9<\/a>.<\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-md\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Envoyer<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Aidez-nous \u00e0 identifier les tendances du secteur Signalez un risque nouveau ou \u00e9mergent, un probl\u00e8me de capacit\u00e9 (absence ou limitation de couverture d\u2019assurance), une question sur la r\u00e9glementation ou la compliance, ou toute autre pratique de march\u00e9 inhabituelle. Ou avez-vous des suggestions pour nous\u202f? Votre contribution nous aide \u00e0 d\u00e9tecter les tendances du march\u00e9 en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3460","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/pages\/3460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/comments?post=3460"}],"version-history":[{"count":26,"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/pages\/3460\/revisions"}],"predecessor-version":[{"id":8289,"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/pages\/3460\/revisions\/8289"}],"wp:attachment":[{"href":"https:\/\/becobra.be\/fr\/wp-json\/wp\/v2\/media?parent=3460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}