A ministerial decree was issued by Minister Clarinval, pursuant to which the maximum technical interest rate for long-term life insurance products (more than 8 years) under Branch 21 will be increased from 2.50% to 3.75% as of 1 January 2026. Attached you will find today\u2019s publication in the Belgian Official Gazette.
We remind you that insurers may always offer a higher interest rate, provided that the prudential conditions set out in the Law of 13 March 2016 are met.<\/p>\n\n\n\n
In addition, we read that, in cooperation with Minister Jambon (Finance), Minister Clarinval is preparing a legislative amendment to abolish this statutory ceiling in the future, in order to stimulate free competition in the insurance market and reward savers. Attached you will also find the related article from L\u2019Echo. For the record, we also note that the FSMA confirms that the minimum return guarantee<\/a> that employers must maintain will remain at 2.50% as of 1 January 2026.<\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" A ministerial decree was issued by Minister Clarinval, pursuant to which the maximum technical interest rate for long-term life insurance products (more than 8 years) under Branch 21 will be increased from 2.50% to 3.75% as of 1 January 2026. Attached you will find today\u2019s publication in the Belgian Official Gazette.We remind you that insurers […]<\/p>\n","protected":false},"author":2,"featured_media":7365,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[44,45],"tags":[83,91],"rol":[81],"class_list":["post-6062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-affairs-and-compliance","category-life-insurance","tag-private","tag-slotje","rol-standaard-lid"],"acf":[],"_links":{"self":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/posts\/6062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/comments?post=6062"}],"version-history":[{"count":5,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/posts\/6062\/revisions"}],"predecessor-version":[{"id":7457,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/posts\/6062\/revisions\/7457"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/media\/7365"}],"wp:attachment":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/media?parent=6062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/categories?post=6062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/tags?post=6062"},{"taxonomy":"rol","embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/rol?post=6062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}