{"id":8385,"date":"2026-03-05T15:01:36","date_gmt":"2026-03-05T14:01:36","guid":{"rendered":"https:\/\/becobra.be\/algemene-voorwaarden\/"},"modified":"2026-03-05T15:21:57","modified_gmt":"2026-03-05T14:21:57","slug":"general-terms","status":"publish","type":"page","link":"https:\/\/becobra.be\/en\/general-terms\/","title":{"rendered":"General terms"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8385\" class=\"elementor elementor-8385 elementor-8368\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6df7559 e-flex e-con-boxed e-con e-parent\" data-id=\"6df7559\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7dde4a elementor-widget elementor-widget-heading\" data-id=\"f7dde4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">General Terms \u2013 Becobra (formerly BVVM\/UPCA)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-109d57e elementor-widget elementor-widget-text-editor\" data-id=\"109d57e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><b>1. Identity and contact details of the organisation<\/b><\/h4><p><span style=\"font-weight: 400;\">This website (and the associated member portal) is managed and owned by:<\/span><\/p><p><b>Company name<\/b><span style=\"font-weight: 400;\">: BECOBRA<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Legal form<\/b><span style=\"font-weight: 400;\">: Non-Profit Association<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Registered office<\/b><span style=\"font-weight: 400;\">: Koning Albert II-laan 19 (Phoenix Building \u2013 10th floor), 1210 Brussels (Belgium)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Company number:<\/b><span style=\"font-weight: 400;\"> 0443.023.249<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>VAT number<\/b><span style=\"font-weight: 400;\">: BE 0443.023.249<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Telephone<\/b><span style=\"font-weight: 400;\">: <a href=\"tel:+32 491 72 57 94\">+32 491 72 57 94<\/a><\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>E-mail<\/b><span style=\"font-weight: 400;\">: <\/span><a href=\"mailto:info@becobra.be\"><span style=\"font-weight: 400;\">info@becobra.be<\/span><\/a><\/p><h4><b>2. Scope and acceptance<\/b><\/h4><p><b>2.1<\/b><span style=\"font-weight: 400;\"> By accessing and using this website, you expressly agree to these general terms of use. These terms apply to the current website as well as any future versions, updates or upgrades. If you do not agree, please stop using the website.<\/span><\/p><p><b>2.2<\/b><span style=\"font-weight: 400;\"> Becobra reserves the right to modify these terms at any time. Significant changes will be communicated via the website or by e-mail.<\/span><\/p><p><b>2.3<\/b><span style=\"font-weight: 400;\"> If any provision of these terms is deemed void, invalid or unenforceable, this will not affect the validity of the remaining provisions.<\/span><\/p><h4><b>3. Purpose of the website and liability<\/b><\/h4><p><b>3.1<\/b><span style=\"font-weight: 400;\"> The public website and the members-only platform of Becobra aim to inform, unite and support insurance brokers and to share sector-related news and events.<\/span><\/p><p><b>3.2<\/b><span style=\"font-weight: 400;\"> Although Becobra takes great care in publishing accurate information, legislation (such as Anti-Money Laundering, AssurMiFID) and ethical guidelines, these materials are provided for informational purposes only. They do not constitute full legal advice.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Members and visitors remain solely responsible for complying with legal and ethical obligations within their own business. The use of information or templates provided by Becobra does not exempt brokers from their own professional duties and verification obligations. The final responsibility towards the end-client and the supervisory authority (such as the FSMA) always remains entirely with the broker.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Becobra undertakes only a best-efforts obligation and cannot be held liable for the non-achievement of a specific result.<\/span><\/p><p><b>3.3<\/b><span style=\"font-weight: 400;\"> Becobra cannot be held liable for any direct or indirect damage resulting from the use of the information, documents or functionalities available on this site.<\/span><\/p><p><b>3.4<\/b><span style=\"font-weight: 400;\"> Certain sections of the website are reserved exclusively for members of Becobra.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access to the intranet (member portal) requires registration.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The user is solely responsible for maintaining the confidentiality of their login details (username and password) and any activity conducted through their account.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Becobra ASBL may suspend or cancel an account unilaterally and without prior notice if the user violates these terms or no longer meets the membership requirements.<\/span><\/li><\/ul><p><b>3.5<\/b><span style=\"font-weight: 400;\"> The user acknowledges that the website may contain hyperlinks to third-party sites. Becobra has no control over such sites and cannot be held liable for their content, functioning, or any damage resulting from their use.<\/span><\/p><p><b>3.6<\/b><span style=\"font-weight: 400;\"> The user agrees to indemnify Becobra for any claim or demand by third parties resulting from unlawful use of the website or violation of these terms by the user.<\/span><\/p><h4><b>4. Intellectual property rights<\/b><\/h4><p><b>4.1<\/b><span style=\"font-weight: 400;\"> All content on this website, including the names \u201cBecobra\u201d and \u201cBVVM\/UPCA\u201d, logos, texts, publications, videos, documents, and the website structure, is protected by intellectual property rights and belongs to Becobra or its partners.<\/span><\/p><p><b>4.2<\/b><span style=\"font-weight: 400;\"> Any reproduction, distribution or commercial use is strictly prohibited without prior written consent.<\/span><\/p><p><b>4.3<\/b><span style=\"font-weight: 400;\"> Members may use the documents made available on the intranet solely for the internal functioning of their own business.<\/span><\/p><h4><b>5. Website operation<\/b><\/h4><p><b>5.1<\/b><span style=\"font-weight: 400;\"> Becobra does not guarantee uninterrupted or error-free operation of the website (both public part and member portal).<\/span><\/p><p><b>5.2<\/b><span style=\"font-weight: 400;\"> Becobra is not liable for temporary (un)availability due to maintenance, updates or migration to a new infrastructure, nor for any damage to the visitor\u2019s equipment (such as viruses), nor for damage caused by malicious third parties (such as hacking or cyberattacks).<\/span><\/p><h4><b>6. Privacy and cookies<\/b><\/h4><p><b>6.1<\/b><span style=\"font-weight: 400;\"> When visiting the website, registering for events or creating a member account, Becobra collects personal data. These are processed securely in compliance with the GDPR.<\/span><\/p><p><b>6.2<\/b><span style=\"font-weight: 400;\"> For more information on how we handle your data and cookies, please consult our <a href=\"https:\/\/becobra.be\/en\/privacy-policy\/\">Privacy policy<\/a> and <a href=\"https:\/\/becobra.be\/en\/cookies\">Cookie policy<\/a>.<\/span><\/p><h4><b>7. Applicable law and competent courts<\/b><\/h4><p><b>7.1<\/b><span style=\"font-weight: 400;\"> Belgian law exclusively applies to the use of this website.<\/span><\/p><p><b>7.2<\/b><span style=\"font-weight: 400;\"> In case of dispute, the parties will first attempt to reach an amicable settlement. If this fails, only the Dutch-speaking or French-speaking courts of the Brussels judicial district will have jurisdiction, unless mandatory law provides otherwise.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>General Terms \u2013 Becobra (formerly BVVM\/UPCA) 1. Identity and contact details of the organisation This website (and the associated member portal) is managed and owned by: Company name: BECOBRALegal form: Non-Profit AssociationRegistered office: Koning Albert II-laan 19 (Phoenix Building \u2013 10th floor), 1210 Brussels (Belgium)Company number: 0443.023.249VAT number: BE 0443.023.249Telephone: +32 491 72 57 94E-mail: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8385","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/pages\/8385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/comments?post=8385"}],"version-history":[{"count":4,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/pages\/8385\/revisions"}],"predecessor-version":[{"id":8404,"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/pages\/8385\/revisions\/8404"}],"wp:attachment":[{"href":"https:\/\/becobra.be\/en\/wp-json\/wp\/v2\/media?parent=8385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}